I am, as of this writing, 43 years young. The man is heading towards 48. We have decided that we want to try to retire early; in like 12 and 11 years, respectively. Does retiring mean we will stop working? Nope, not at all. What it means to us is that we will have become vested in our retirement with our jobs, financially and for the medical insurance. To do that we each need 20 years in, hence the years mentioned above. We also hope to contribute to alternative retirement options such as 401K and the like. We have gotten a late start and have much to learn, but I believe you CAN teach an old dog new tricks. Maybe YOU will learn a few new concepts too as you follow along our journey of learning all about getting ready for retirement!